Oops! Something went wrong while submitting the form. Try again!
You're all set!
Check your Gmail for your free Google Sheet template and start managing your finances with confidence.
Privacy Policy
Introduction and Overview
At ProsperBot, an InterBotz LLC company, our mission is to provide you with clarity for all of your life’s financial decisions. We do so by empowering you with financial information and by providing tools that help you make better decisions to reach your financial goals.
When you input your personal financial information into our websites and other applications, we have an obligation to provide you with clarity regarding how your data is accessed and used by InterBotz LLC, its affiliates, vendors, partners, and other third-party entities within the value chain.
In addition, your financial information may be shared with our AI Assistant to help provide personalized financial advice and recommendations. We ensure that your information is securely processed and handled in accordance with this policy.
To that end, this Privacy Policy describes the information we collect from you, how we use your information, with whom we share your information, including our AI Assistant, and the steps we take to protect your information.
Scope of this Privacy Policy
This Policy applies to your access and use of all products and services made available by InterBotz LLC or its affiliates (the "InterBotz LLC Services" or "Services") through our websites, including but not limited to prosperbot.ai, the Google Sheets we provide, and our mobile applications (collectively, the "Site").
By using the Services, you consent to the privacy practices described in this Policy.
Most of our data collection, use, and sharing practices are governed by the Gramm-Leach-Bliley Act. Please see our Gramm-Leach-Bliley Privacy Notice for a summary of privacy options related to most of our Services. Capitalized terms that are not defined in this Privacy Policy have the meaning given to them in the InterBotz LLC Terms of Use.
I. Information We Collect
A. Information We Collect Directly from You
We may collect information directly from you when you use our Services — for example, when you register to become a member, when you request to prequalify for a third-party credit card or loan product, when you request your TransUnion credit report and/or score, when you link your third-party financial accounts, or when you fill out calculators, forms, or other fields on our Site. In such cases, we may ask you to provide us with one or more of the following pieces of information:
- Email address
- Mailing address
- Phone number
- Date of birth
- Social Security number
- Your registration information, such as a username and password
- Your third-party financial account information, such as an ID and password
- Your financial information, such as investments, income, expenses, investable assets, investing risk tolerance, or other similar types of information
- Information about your job or business
- Age, gender, or other similar demographic information when relevant to a financial product or service you have requested (for example, when requesting auto insurance rates or using retirement planning calculators)
When you communicate with us, either by email, phone, or other means of communication, we may also collect the content of these communications, including but not limited to recordings of phone calls where permitted by law.
Please note: We do not store your third-party financial account ID or passwords. Instead, we securely pass this information to our third-party partners when you request Services that require us to confirm your identity, request to prequalify for their products, or provide you access to your financial information on our Site.
B. Information Automatically Collected
When you visit the Site, use the Services, or open an email from InterBotz LLC, we may automatically receive and record certain information from your computer, web browser, and/or mobile device, including but not limited to:
- IP address or other device address or ID
- Web browser and/or device type
- Geolocation data, including if you use the Site on a mobile device
- Hardware and software settings and configurations
- Web pages or sites that you visit just before or just after visiting the Site
- Pages you view on the Site
- Your actions on the Site, including the electronic path you take to our Site, through our Site, and when exiting our Site, as well as your usage and activity on our Site, such as the links and objects you view, click, or otherwise interact with (also known as "Clickstream Data")
II. How We Use Your Information
Your information is integral to our operations, and we use it in a variety of ways in providing the Services and operating our business. We use the information you provide, for example:
- To provide you with the Services you request and enable non-affiliated third parties to provide additional services to you
- To personalize your experience by sharing financial information with our AI Assistant, which helps deliver tailored financial recommendations based on your data
- To operate, maintain, and improve the Services and create new features and functionality
- To understand and analyze usage trends and preferences of our users across different devices
- For fraud detection and information security
III. How We Share Your Information
We may disclose your information in connection with providing the Services and operating our business. For example, we may share personal information, including financial information, with the following:
Our AI Assistant: Your financial data may be shared with our AI Assistant to provide you with personalized financial recommendations and advice. This data-sharing is necessary to ensure the Assistant has accurate information to deliver relevant suggestions.
Non-affiliated third-party service providers: We may share your information with non-affiliated third-party service providers who provide essential services to operate our business.
We take all reasonable measures to ensure your financial data is processed securely, and we only share it with trusted third parties that align with our privacy and security practices.
Contact Us
Please contact us with any questions or comments about this Privacy Policy, your personally identifiable information, or how we share data with our AI Assistant, by email at prosper@prosperbot.ai.